Banking Quiz- for BOM, IBPS PO, Clerk Exams

Dear Readers, Banking Awareness Questions play important role in Banking exams. Around 50-60% of questions come from Banking Awareness which includes recent Banking updates also.


Try to Answer Banking Awareness questions given in this post. We will provide you more questions in next post.

1. The 'Bhartiya Mahila Bank' was set up in 2013 as a public sector bank with an initial capital of :
1. Rs 1000 crore
2. Rs 750 crore
3. Rs 500 crore
4. Rs 1500 crore
2. Under the Pradhan Mantri Jan Dhan Yojana (PMJDY) scheme, each customer who opens an account get a _____
1. Rupay Credit Card
2. Visa Debit Card
3. Rupay Debit Card
4. Master Card Debit Card

3. Which of the following bank of 'Public Sector Banks' was acquired by Punjab National Bank in 1993?
1. Universal Bank of India
2. New Bank of India
3. Hindustan Commercial Bank 
4. Bharat Bank

4. The Premium payable under the Pradhan Mantri Suraksha Bima Yojana (PMSBY) is ______ per member.
1. Rs 300 per month
2. Rs 12 per month
3. Rs 330 per annum
4. Rs 12 per annum

5. The Indian State Assembly that has recently passed the 'Ease of Doing Business Bill 2016' is :
1. Orissa
2. Assam
3. Gujarat
4. Bihar

6. The Reserve Bank of India has recently granted 10 entities in principle licenses to open small finance banks. Eight of the ten entities are
1. Microfinance Institutions
2. Publicly Traded Entities
3. Non Corporate Entities
4. Housing Finance Companies


7. The Board of Financial Benchmarks of India (FBIL) has taken over the responsibility of administation of :
1. Marginal Standing Facility Rate
2. Base Rate of Banks
3. Repo and Reverse Repo Rate 
4. Inter-Bank MIBOR benchmark Rate

8. The recommendations for setting up of 'differentiated banks' like 'Payments Banks' and 'Small Financial Banks'
1. Dr Bimal Jalan
2. Dr Urjit Patel
3. Dr K.C Chakraberty
4. Dr Nachiket Mor

9. 'IDFC Bank' and 'Bandhan Bank' have recently started operations as:
1. Payment Banks
2. Local Area Banks
3. Small Finance Banks
4. Public Sector Banks

10. As per RBI guildelines, minors above the age of 10 years can open and operate independently savings bank accounts. They are however not permitted to avial of the facility of _____
1. Overdraft Facility
2. ATM Card
3. Cheque Book
4. Internet Banking

ANSWERS:
1.- 1
2.- 3
3.- 2
4.- 4
5.- 2
6.- 1
7.- 4
8.- 4
9.- 3
10.- 1

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