RTGS

Q1. What is RTGS System?

Ans. The acronym 'RTGS' stands for Real Time Gross Settlement, which can be defined as the continuous (real-time) settlement of funds transfers individually on an order by order basis (without netting). 'Real Time' means the processing of instructions at the time they are received rather than at some later time; 'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis). Considering that the funds settlement takes place in the books of the Reserve Bank of India, the payments are final and irrevocable.

FLAGSHIP SCHEMES OF GOVERNMENT

FLAGSHIP SCHEMES OF GOVERNMENT 

1. BHARAT NIRMAN:

Componets-1. Road 2. Irrigation 3. Drinking Water 4. Electricity 5. Houses 6. Communicaton

• It was implemented and extended in three phases i.e., from (2005 - 2009), (2009 - 2012), (2012- 2014)
• It is centrally sponsored scheme for the rural development of India started in September 2005.
• There are 6 objectives in this scheme

Objectives:
a) To provide all weather road connectivity to the village which have more than 1000 population in plain areas and 500 population in hilly areas.

Banking Ombudsman, 2006

1. What is the Banking Ombudsman Scheme?
The Banking Ombudsman Scheme enables an expeditious and inexpensive forum to bank customers for resolution of complaints relating to certain services rendered by banks. The Banking Ombudsman Scheme is introduced under Section 35 A of the Banking Regulation Act, 1949 by RBI with effect from
1995.

2. Who is a Banking Ombudsman?
The Banking Ombudsman is a senior official appointed by the Reserve Bank of India to redress customer complaints against deficiency in certain banking services.

RuPay Card

Important Wildlife Sanctuary in India:

Dear Readers, we are presenting list of important Wildlife Sanctuary In India.

Banking Notes- Reserve Bank Of India

Dear Redaers, we are presenting Banking Notes- Reserve Bank Of India. It will help you in Banking section of exams.

Establishment

The Reserve Bank of India was established on April 1, 1935 in accordance with the
 provisions of the Reserve Bank of India Act, 1934.

The Central Office of the Reserve Bank was initially established in Calcutta but was permanently moved to Mumbai in 1937. The Central Office is where the Governor sits and where policies are formulated.

Though originally privately owned, since nationalisation in 1949, the Reserve Bank is fully owned by the Government of India.

SSC Notes- Types of Soil In India

Soil types are classified according to many more factors. They are classified on the basis of colour, depth, pH, productivity, texture and process of formation.
Soil types according to depth are as follows:
1) Shallow Soil - Soil depth less than 22.5cm. Only shallow rooted crops are grown in such soil, e.g. Paddy, Nagli.
2) Medium deep soil - Soil depth is 22.5 to 45cm. Crops with medium deep roots are grown in this type of soil e.g. Sugar cane, Banana, Gram.
3) Deep soil - Soil depth is more than 45cm. Crops with long and deep roots are grown in this type a soil e.g. Mango, coconut

The major highlights of the Census 2011 (Provisional figures) are as under:

Census 2011 is the 15th Census of India since 1872. The motto of census 2011 was 'Our Census, Our future'.

Revolutions in the field of Agriculture in India for RRB and SSC

• Black Revolution - Petroleum Production

• Blue Revolution - Fish Production

• Brown Revolution - Leather/non-conventional(India)/Cocoa production

• Golden Fibre Revolution - Jute Production

FAMOUS HISTORICAL MONUMENTS OF INDIA

  Ajanta- Ellora Caves (Aurangabad,Maharashtra) : Gupta rulers
  Aram Bagh (Agra,UP) : Babur
  Agra Fort (Agra,UP) : Akbar
  Akbar’s Mausoleum (Sikandra,UP) : Akbar
  Itmad-ud-daula Fort (Agra,UP) : Noorjahan
  Bibi Ka Maqbara (Aurangabad,Maharashtra) : Aurangzeb
  CharMinar (Hyderabad,Andhra Pradesh) : Quli Qutub Shah
  Deewan-e- Khas (Agra Fort,UP) : Shahjahan
  Elephanta’s cave (Mumbai,Maharashtra) : Rashtrakuta rulers
  Fatehpur Sikri (Agra,UP) : Akbar

RIVER & THEIR PLACES OF ORIGIN for SSC

 Dear Readers, we are presenting list of important rivers and their places of origin for SSC 2016 and Railway Recruitment

Public sector Banks and Their Taglines

Dear Readers, we are presenting Taglines of Publich sector banks for upcoming Exams.

State Bank Group- Pure banking nothing else;

Allahabad Bank- A tradition of trust

Andhra Bank- Much more to do, with YOU in
focus

Bank of Baroda- India’s international bank

Bank of India- Relationships beyond banking

Bank of Maharashtra - One family one bank

Canara Bank - Together We Can

Central Bank of India- Build A Better Life Around Us

Banks And their Headquarters

Banks	Headquarters
Delhi	1.       Punjab National bank 2.       Punjab and sind bank 3.       Bharatiya Mahilla Bank 4.       Oriental Bank of Commerce(Gurgaon)
Mumbai	1.       Bank of India 2.       Union Bank 3.       IDBI 4.       ECGC 5.       Dena Bank 6.       Central Bank of India
Bangalore	1.       Canara Bank 2.       Vijaya Bank 3.       Syndicate bank(Manipal) 4.       Corporation Bank(Mangalore)
Kolkata	1.       Uco bank 2.       Allahabad bank 3.       United Bank
Vadodara	1.       Bank Of Baroda
Chennai	1.       Indian Overseas Bank 2.       Indian Bank
Pune	1.       Bank of Maharshtra

Country --------------Currency

Country --------------------Currency For SBI clerk And RRB Exams

• Afghanistan------------- afghani
• Algeria------------------- dinar
• Argentina------------------ austral
• Australia------------------ dollar
• Austria------------------ euro
• Belgium------------------- euro

Headquarters of International Organisations

New York(USA) :
UNO-United nations organisation
UNICEF-United Nations International Children's Emergency Fund
UNFPA-United Nations Population Fund

TOP 10 STOCK EXCHANGE IN WORLD

Dear Readers, we are presenting List of Top 10 Stock Exchanges of World.

1. New York Stock Exchange - United States
2. NASDAQ - United States
3. Japan Exchange Group - Japan
4. Euronext - France, Netherlands, Belgium, Portugal

Asian Games 2014

Official emblem of 2014 Asian Games
Host city	Incheon, South Korea
Motto	Diversity Shines Here
Events	439 in 36 sports
Opening ceremony	September 19
Closing ceremony	October 4
Main venue	Incheon Asiad Main Stadium

Committes in News in 2014

Dear readers, we are providing you a list of Committes in news in 2014 for upcoming exams.

1. 1. H Devaraj Committee-reported that most of the deemed universities are not fit for being a university.
2. H R Khan panel- to assess unclaimed deposits in the PPF accounts.
3. Bombay High Court set up a committee to conduct forensic audit of NSEL

US OPEN 2014

Dear Readers, We are presenting you the list of US OPEN 2014 Winners. It will help you in upcoming IBPS RRB and Other Exams.

US OPEN 2014Edition-134th

1. Men's Singles Title-  Marin Cilic(Croatia) beat Kei Nishikori(Japan)
2. Women's Singles Title- Serena Williams(United states) beat Caroline Wozniacki (Denmark)

FDI Limits

Dear Readers , We are presenting you FDI limits in Various Sectors. These are useful for your upcoming IBPS Exams.

Defence - Raised to 49% from 26%
Pension - 49%
Insurance - Raised to 49% from 26%
Print Media - 26%
Civil Aviation - 49%
Public Sec. Banks - 20%